Attorneys

Experience

Rebecca Sczepanski is of counsel in the Savannah office, practicing in the areas of ERISA and employee benefits. Rebecca’s practice focuses on all aspects of employee benefits taxation and fiduciary issues, including 401(k), 403(b), 457(b), 457(f), 409A, defined benefit, cash balance, and hybrid pension plans, as well as cafeteria/Section 125 plans, welfare plans, top hat plans, stock option and executive compensation plans, third party administration arrangements, pharmacy benefits management, prohibited transaction, institutional trust, and fiduciary investment and participant disclosure concerns.

Rebecca has represented for-profit, nonprofit, charitable, government, hospitals, and church clients, ranging from small local businesses to established private and large publicly-traded Fortune 1,000 companies and hospital systems. In those representations, Rebecca has assisted her clients with benefit aspects of corporate transactions, establishment and administration of employee benefit plans, IRS and DOL audits, and review and negotiation of plan documentation and service provider agreements, as well as employee disputes, claim resolution, collective bargaining benefit issues, fiduciary aspects of selecting and monitoring 401(k) and 403(b) plan investment options and fees, preparation and review of Form 5500 plans, and establishment and negotiation of executive compensation and non-qualified deferred compensation plans. Rebecca has extensive experience in non-discrimination testing issues for welfare and retirement plans and in IRS and DOL correction programs including EPCRS, DFVCP, and DVFC, benefit plan-related excise tax issues, cafeteria plan issues, and third party administration issues. Prior to joining HunterMaclean, Rebecca was a member of the highly-regarded national employee benefits practices of Ice Miller LLP in Indianapolis, Indiana and Honigman Miller Schwartz and Cohn in Detroit, Michigan. Rebecca has also served as a Vice President of Institutional Trust Compliance for Comerica Bank and as General Counsel for Employee Health Insurance Management, Inc., a fast-growing pharmacy benefits management and third party administration firm in Southfield, Michigan.

Rebecca is licensed as a C.P.A. in the state of Michigan and is currently admitted to the bars of Georgia and Michigan. She graduated from Wayne State University Law School with her J.D., cum laude, in 1996, and from Saginaw Valley State University with a B.B.A., magna cum laude, in 1987. She was a member of Alpha Mu Gamma, the foreign language honor society, during her undergraduate years. While in law school, Rebecca served on the editorial board of the Wayne Law Review in 1995-1996, won the ABA Intra-School Negotiation Competition and Donald E. Barris Trial Advocacy Competition, and received the Dean’s Scholar and Fruman Foundation Scholarships as well as the Bronze and Silver Keys.

Publications & Presentations

Publications

President Trump’s First Executive Order: First Steps Toward ACA Repeal

On January 20, within hours of taking the oath of office, President Trump signed an Executive Order widely viewed as the first step toward ACA repeal. Rebecca Sczepanski discusses what this means for employers.

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Much Ado About 401(k) Fees

Most business conflicts risk only business assets, but both personal liability and criminal penalties are possible under ERISA, the federal law that governs 401(k) plans. Attorney Rebecca Sczepanski discusses 401(k) plans in this article for Business in Savannah.

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Hobby Lobby: Planting Confusion on the Contraceptive Mandate

The United States Supreme Court’s 2013 Term ended June 30 with the high-profile Hobby Lobby opinion, which raised more questions than it answered. In a 5-4 decision, the Supreme Court held that the Affordable Care Act’s contraception mandate, as applied to for-profit closely-held corporations with religious objections, violates the Religious Freedom Restoration Act (RFRA) and is therefore unlawful. The full impact of the Hobby Lobby decision is yet to be seen and developments occur daily.

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Short ACA Enrollment Window May Offer COBRA Cost Saving

New options available under the Affordable Care Act may provide savings for employers providing COBRA coverage, for newly eligible COBRA beneficiaries, and for a short window of time, for current COBRA beneficiaries as well. These coverage options introduce new opportunities for employers to reduce COBRA costs and new complexities in coordinating coverage and severance benefits.

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401(k) Plan Expenses: High Courts, High Stakes

Having a well-managed retirement plan is a benefit for employees, their beneficiaries, and their employer. High-profile cases currently working their way through the courts illustrate the high stakes associated with a failure to monitor and manager 401(k) plan fees and expenses. CEOs need to be vigilant about clearly defining and fulfilling fiduciary responsibilities when it comes to managing retirement plans.

 

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Affordable Care Act implementation

October 1 Affordable Care Act Deadline Will Affect Local Employers

HunterMaclean Attorney Rebecca Sczepanski discusses upcoming Affordable Care Act deadlines, offering advice for area employers regarding compliance with new federal healthcare law.

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Fiduciary Responsibility for 401(k) Plans

HunterMaclean attorney Rebecca Sczepanski discusses fiduciary responsibility for retirements plans in today’s ever-changing regulatory environment.

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Presentations

Estate Planning with Retirement Accounts

Presented by Rebecca L. Sczepanski for the ICLE Fiduciary Law Institute in St. Simons Island, GA, on July 15, 2016.

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Designing the Future of Welfare Benefit Plans

Presented by Rebecca L. Sczepanski at the SHRM Georgia State Council Annual Conference in Savannah, Georgia, on August 31, 2015.

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Managing Legal Risks and Fiduciary Responsibilities for Defined Contribution Plans

Presented by Rebecca L. Sczepanski and Julia Butler at the SHRM Georgia State Council Annual Conference in Savannah, Georgia, on August 31, 2015.

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Healthcare Reform: ACA Reporting Requirements

Presented by Rebecca L. Sczepanski at a Breakfast & Learn on June 3, 2015, at the Savannah Golf Club.

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ACA/Obamacare: What Employers Need to Know

Presented by Rebecca L. Sczepanski at Employment Law: Beyond the Basics, a Sterling Education seminar, on May 14, 2015, in Savannah, Georgia.

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Meeting Fiduciary Duties, Reducing Liabilities, and Improving Effectiveness

Presented by Rebecca L. Sczepanski at the 2015 Savannah Fiduciary Seminar on April 30, 2015, at the Savannah Golf Club.

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Health Care Reform: Impact on Health Care Insurance and Employee Benefits

Presented by Rebecca L. Sczepanski at the NBI Employment Law: 2014 Comprehensive Guide on December 10, 2014.

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What You Need to Know Now About the Affordable Care Act

Presented by Rebecca L. Sczepanski at Employment Law Update in Georgia, a seminar by Lorman Education Services, on August 8, 2014, in Albany, Georgia.

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ACA/ERISA/Retirement Plans: Top 5 Things You Need to Know Now

Presented by Rebecca L. Sczepanski at TSAC-SHRM Annual Retreat on July 24, 2014.

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Leveraging the CPA’s Consulting Expertise: Increasing Awareness of Employee Benefits Issues

Presented by Rebecca L. Sczepanski to CPAs and financial professionals at Hancock Askew & Associates on June 17, 2014, in Savannah, Georgia.

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ACA/Obamacare: What Employers Need to Know

Presented by Rebecca L. Sczepanski at Employment Law: Beyond the Basics, a Sterling Education seminar, on June 3, 2014, in Savannah, Georgia.

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The Inattentive Fiduciary: Risks, Costs, and Tips

Presented by Rebecca L. Sczepanski on May 29, 2014, in Savannah, Georgia, at a seminar on Meeting Fiduciary Duties, Reducing Liabilities, and Improving Effectiveness of 401(k) and Defined Contribution Plans.

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ACA/ERISA/Retirement Plans: Top 5 Things You Need to Know Now

Presented at the Hardwood Manufacturer’s Association National Conference on March 13, 2014, by Rebecca L. Sczepanski.

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Benefits: Health Insurance, Flex Spending and Retirement Plans

Presented by Rebecca L. Sczepanski on September 19, 2013, at HR Law: What You Need to Know Now, a seminar by the National Business Institute.

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ACA & Other Developments in Employment Law

Presented by Rebecca L. Sczepanski on September 19, 2013, at HR Law: What You Need to Know Now, a seminar by the National Business Institute.

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Affordable Care Act: Your Questions Answered

Presented at Employers Like Me/Georgia Tech on August 22, 2013, by Rebecca L. Sczepanski.

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An Exchange of Ideas: Evolving Models of Purchasing and Taxing Health Coverage Under PPACA

Presented at Healthcare Reform Current Updates for TSAC-SHRM in Rincon, Georgia, on April 26, 2013, by Rebecca L. Sczepanski.

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What Labor & Employment Attorneys Need to Know About Employer Health Care Obligations: Negotiating Medical Plan Options, COBRA Notices, and Protecting Employee Information Under HIPAA

Presented at the ACI Compensation & Benefits Boot Camp for Labor & Employment Practitioners in Philadelphia, Pennsylvania, on January 25, 2011, by Rebecca L. Sczepanski.

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Pension Overview: How Retirement Plans Really Work

An American Society of Employers, Learning and Advancement Course taught by Rebecca L. Sczepanski from 2004 to 2007 in Southfield, Michigan.

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New Plan Loan Rules

Presented for Women in Employee Benefits in January 2003 by Rebecca L. Sczepanski.

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Final 401(a)(9) Regulations Overview

Presented for Women in Employee Benefits in Southfield, Michigan, in May 2002 by Rebecca L. Sczepanski.

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Ding Dong, the Same Desk Rule Is Dead - Or Is It?

Presented for the Employee Benefits Committee of the State Bar of Michigan in May 2002 by Rebecca L. Sczepanski.

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New Proposed 401(a)(9) Regulations

Presented for Women in Employee Benefits in August 2001 by Rebecca L. Sczepanski.

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Prohibited Transactions and Fiduciary Issues with Benefit Plan Investments

Presented at the Michigan Employee Benefits Conference in May 2001 by Rebecca L. Sczepanski.

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News

Savannah Fiduciary Seminar Provides Online Information for 401(k) and Defined Contribution Plan Managers and Administrators

The Savannah Fiduciary Seminar has made the 2015 presentations and exhibits available online in the form of podcasts, PDFs, and PowerPoint presentations. The Seminar presents important information for 401(k) and Defined Contribution Plan managers and administrators.

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HunterMaclean ERISA Attorney Rebecca Sczepanski Presents in Seminar on Defined Contribution Plans

HunterMaclean ERISA Attorney Rebecca Sczepanski presented on a panel of local fiduciary professionals on May 29, 2014 at the Savannah Golf Club. The informational seminar covered meeting fiduciary duties, reducing liabilities, and improving effectiveness of 401(k) and defined contribution plans

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Videos & Podcasts

Videos

Video: Fiduciary Seminar for Administrators and Sponsors of 401(k) and Defined Contribution Plans

ERISA/Employee Benefits attorney Rebecca Sczepanski  joined Julia Butler of The Fiduciary Group, Randall Webb of TJS Deemer Dana LLPand Rick Pummill of The Retirement Plan Company in a seminar presentation on meeting fiduciary duties, reducing liabilities, and improving effectiveness of 401(k) and defined contribution plans.

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Podcasts

Podcast: Rebecca Sczepanski presents at the 2015 Savannah Fiduciary Seminar

In this HunterMaclean podcast Rebecca Sczepanski presents on identifying fiduciaries, tips and best practices for avoiding or mitigating risk associated with retirement plan fiduciaries, and an update of major fiduciary litigation.

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Spotlight

2015 Savannah Fiduciary Seminar

The Savannah Fiduciary Seminar is a panel of five experienced professionals in the field of defined contribution plans who come together to share insights and practical tips on meeting key fiduciary duties of sponsors and administrators in participant-directed 401(k) and other defined contribution plans. The 2015 event was held at the Savannah Golf Club on April 30.

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Fiduciary seminar ERISA Rebecca Sczepanski

Seminar on 401(k) and Defined Contribution Plans

Employee Benefits/ERISA attorney Rebecca Sczepanski presented an update on litigation and rulings related to 401(k) and defined contribution plans as part of a Fiduciary seminar for plan administrators and sponsors.

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